After my experience last year with a certain rodmaker whose name is now censored on this forum, I'm now more careful about dealing with custom builders. I waited six months and only managed to get my rod after disputing the credit card charge; I was initially convinced that too long had passed, but Mastercard went to bat for me there.
Anyway, one of the folks you mention only accepts bank transfers and Paypal "friends & family", which does not have the same dispute resolution standards as regular Paypal. I bailed on the transaction when I found out that is the only Paypal option he accepts; his website was not straightforward about this. He then proceeded to tell me why I should trust him, blah blah blah. Sorry, no deal.
Caveat emptor. Just sayin'.
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